Much ink has been spilled prognosticating the impending “silver tsunami” of Baby Boomers and all the ways in which this phenomenon signals a sea change in how, where, and to whom senior housing and care services will be delivered in the future. A great deal of that discussion has focused on the expectations and even demands that the onslaught of new “retirees” will have and how these will need to be accommodated by providers seeking to capture a portion of that vast market. Everything from more spacious, well-appointed and tech-filled dwellings to wireless cafés to multiple dining choices to fitness centers complete with aquatic centers. Picture the Ritz Carlton Grand Cayman. Or for some, the vision may more closely resemble a rustic bed-and-breakfast lodge in the north woods, shared with a dozen or so of one’s close friends and associates, and doted on by attentive staff. While this may be true for a select few, financial prospects for many, if not most, Baby Boomers suggest they probably won’t have such sumptuous options to choose from. For the majority of those crossing over into the “third chapter” of life, the future of elderhood will likely look very different.